Six steps Veteran homeowners can take to avoid foreclosure on a VA Home Loan 

By Annie Sutton, VA Loan Guarantee Service Office of Communications

August 14, 2026

Owning a home backed by the VA Home Loan Program is one of the most valuable benefits earned through military service. But when financial hardship hits—whether from job loss, medical challenges or other unexpected life events—keeping up with mortgage payments can become difficult.  

The good news: foreclosure is not inevitable. This final story in our National Financial Awareness series shares six steps Veterans can take to help retain their VA-guaranteed homes. Veterans with VA-guaranteed loans have access to tools, protections and support designed to help them stay in their homes.