{"id":5569,"date":"2026-08-14T17:21:42","date_gmt":"2026-08-14T17:21:42","guid":{"rendered":"https:\/\/department.va.gov\/homeless\/?p=5569"},"modified":"2026-08-18T19:37:11","modified_gmt":"2026-08-18T19:37:11","slug":"avoid-foreclosure-on-a-va-home-loan","status":"publish","type":"post","link":"https:\/\/department.va.gov\/homeless\/avoid-foreclosure-on-a-va-home-loan\/","title":{"rendered":"Avoid foreclosure on a VA Home Loan\u00a0"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull va-page-title-1\"><img decoding=\"async\" class=\"wp-block-cover__image-background wp-image-179 size-large\" alt=\"\" src=\"https:\/\/department.va.gov\/academic-affiliations\/wp-content\/uploads\/sites\/59\/2025\/05\/Hero2.png?w=1024\" data-object-fit=\"cover\" \/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim\" style=\"background-color:#085795\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-block-cover-is-layout-constrained\">\n<h1 class=\"wp-block-heading alignwide has-text-align-left\">New on VA News<\/h1>\n<\/div><\/div>\n\n\n<div class=\"va-body-wrapper wp-block-create-block-body-wrapper va-body-wrapper wp-block-create-block-body-wrapper\"><div class=\"va-body-wrapper__inner\">\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignwide va-intro-page va-intro-page-1 is-vertical is-layout-flex wp-container-core-group-is-layout-8cf370e7 wp-block-group-is-layout-flex\">\n<h2 class=\"wp-block-heading\">Six steps Veteran homeowners can take to avoid foreclosure on a VA Home Loan\u00a0<\/h2>\n\n\n<div style=\"background-color: #0073aa;\" class=\"wp-block-create-block-colored-spacer has-0073-aa-background-color has-background wp-block-create-block-colored-spacer\"><\/div>\n\n\n<p><strong>By Annie Sutton, VA Loan Guarantee Service Office of Communications <\/strong><\/p>\n\n\n\n<p><em>August 14, 2026<\/em><\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer wp-container-content-c00f5982\"><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-image alignleft size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1146\" height=\"641\" src=\"https:\/\/department.va.gov\/homeless\/wp-content\/uploads\/sites\/72\/2026\/08\/vahomeloan.png\" alt=\"Owning a home through VA\u2019s Home Loan Program is one of the most valuable benefits earned through military service. But financial hardship can put homeowners at risk of foreclosure.\" class=\"wp-image-5570\" style=\"width:900px;height:auto\" srcset=\"https:\/\/department.va.gov\/homeless\/wp-content\/uploads\/sites\/72\/2026\/08\/vahomeloan.png 1146w, https:\/\/department.va.gov\/homeless\/wp-content\/uploads\/sites\/72\/2026\/08\/vahomeloan.png?resize=300,168 300w, https:\/\/department.va.gov\/homeless\/wp-content\/uploads\/sites\/72\/2026\/08\/vahomeloan.png?resize=768,430 768w, https:\/\/department.va.gov\/homeless\/wp-content\/uploads\/sites\/72\/2026\/08\/vahomeloan.png?resize=1024,573 1024w\" sizes=\"auto, (max-width: 1146px) 100vw, 1146px\" \/><\/figure>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignwide va-intro-page va-intro-page-1 is-vertical is-layout-flex wp-container-core-group-is-layout-8cf370e7 wp-block-group-is-layout-flex\">\n<p>Owning a home&nbsp;backed by the&nbsp;<a href=\"https:\/\/www.benefits.va.gov\/homeloans\/\" rel=\"noopener\">VA Home Loan Program<\/a>&nbsp;is one of the most valuable benefits earned through military service. But when financial hardship hits\u2014whether from job loss, medical&nbsp;challenges or other unexpected life events\u2014keeping up with mortgage payments can become difficult.&nbsp;&nbsp;<\/p>\n\n\n\n<p>The good news: foreclosure is not inevitable.&nbsp;This final&nbsp;story&nbsp;in our&nbsp;National Financial Awareness series&nbsp;shares six steps Veterans can take to help&nbsp;retain&nbsp;their VA-guaranteed homes. Veterans with VA-guaranteed&nbsp;loans&nbsp;have access to tools, protections and support designed to help them stay in their homes.&nbsp;<\/p>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer wp-container-content-c00f5982\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-blue-icon-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/news.va.gov\/148694\/six-steps-avoid-foreclosure-va-home-loan\/\" rel=\"noopener\">View the full article on VA News<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer wp-container-content-c00f5982\"><\/div>\n\n\n\n<div style=\"height:0px\" aria-hidden=\"true\" class=\"wp-block-spacer wp-container-content-6388d5dc\"><\/div>\n<\/div>\n\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Veterans with VA-guaranteed loans have access to tools, protections and support designed to help them stay in their homes. <\/p>\n","protected":false},"author":201,"featured_media":5570,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"priority":0,"footnotes":""},"categories":[54],"tags":[96,97],"class_list":["post-5569","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-va-news","tag-home-loan","tag-mortgage"],"parsely":{"version":"1.1.0","canonical_url":"https:\/\/department.va.gov\/homeless\/avoid-foreclosure-on-a-va-home-loan\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":{"@context":"https:\/\/schema.org","@type":"NewsArticle","headline":"Avoid foreclosure on a VA Home 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