Department of Veterans Affairs

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Loan Guaranty

Program overview

The VA Home Loan Guaranty program helps eligible Veterans, active-duty personnel, surviving spouses, and members of the Reserves and National Guard purchase, retain, and adapt homes in
recognition of their service to the Nation. VA Home Loans are provided by private lenders, such as banks and mortgage companies and VA guarantees a portion of the loan, enabling the lender to provide more favorable terms.

Director

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Patrick J. Zondervan

Executive Director, Loan Guaranty Service

Mr. Patrick J. Zondervan was appointed Executive Director of Loan Guaranty Service on August 10, 2025. In this role Mr. Zondervan is responsible for delivering VA Home Loan Benefits to Service Members, Veterans and their families.

Contact information

Media should direct questions or comments to Office of Media Relations

VBA Support: 1-800-827-1000

We’re here anytime, day or night – 24/7

If you are a Veteran in crisis or concerned about one, connect with our caring, qualified responders for confidential help. Many of them are Veterans themselves.